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Guaranteed Lowest Rates on Health Insurance in ColoradoColorado Health Insurance Brokers is the premier resource for personal service, health insurance quotes and side by side benefit comparisons of the most popular business, individual and family plans from Colorado’s top health insurance companies.

For companies with 2 to 99 employees, business health insurance is very competitively priced, so work with one of our business health insurance experts to help you find the best plan for your company’s and employees’ needs. Colorado Health Insurance Brokers places business for all of Colorado’s major health insurance carriers and at NO EXTRA Cost whether your company has 2 or 99 employees.

For individuals, Colorado Health Insurance Brokers are certified producers of Connect for Health Colorado and our experienced agents can help individuals and families find the ACA compliant health insurance plan that’s right for their individual needs.  And there is absolutely no charge or mark up for our services.

Colorado Health Insurance Brokers works with every major health insurance company in Colorado providing you with more local carriers and plan options than e-healthinsurance!

View instant online quotes or fill out a free expert quote recommendation request and Colorado Health Insurance Brokers will personally review plans from Colorado’s top rated health insurance carriers like Anthem Blue Cross Blue Shield, Cigna, Friday Health, Kaiser, Humana, Rocky Mountain Health Plans, United Healthcare and more.  We’ll work to help you find the right plan at the guaranteed best price.

Our services are provided at NO COST or mark up to our clients, so Colorado Health Insurance Brokers Saves You Time AND Money!  We can help you during the next open enrollment season or get coverage with a qualifying event during a special enrollment period.

Health Insurance Solutions for Individuals, Families & Small Businesses
It is our personal service and understanding of the Colorado health insurance market that our hundreds of satisfied customers value most. Whether you are a small business owner wanting to set up an employer sponsored group health insurance plan or an individual wanting to get coverage for yourself or your family, we want to learn about your personal situation and your likes and dislikes so we can help you find the exact right plan, as well as any tax subsidies you might be eligible for.

Right Now is a Great Time to Shop and Save
Under the Affordable Care Act (ACA or ObamaCare), health insurers must insure everyone regardless of pre-existing conditions and most Americans are still required by law to have health insurance or be subject to escalating tax penalties.

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April 18th, 2025 – In the ever changing world of employee benefits, Long Term Care (LTC) coverage is emerging as a smart, strategic move—especially for Colorado small businesses looking to attract and retain top talent.

While LTC insurance has traditionally been seen as a niche offering, recent innovations in plan design and underwriting have made it far more accessible and appealing. But beyond the products themselves, there’s a growing business case for making LTC benefit part of your company’s compensation strategy.

A Powerful Tool for Recruitment and Retention

In today’s competitive job market, small businesses often compete with larger firms that can offer bigger salaries or more traditional perks. Distinctive benefits—like long-term care insurance—can help level the playing field.

Offering LTC coverage sends a clear message: you’re invested in your employees’ long-term well-being. That kind of support builds loyalty and makes your company more attractive to both seasoned professionals and younger workers evaluating job offers.

A Benefit That Resonates Across Generations

Long Term Care needs may seem far off to younger employees, but many are already grappling with the realities of aging parents. A benefit that acknowledges and supports those responsibilities strikes a chord across all age groups.

For older team members, the value of LTC coverage is more immediate and tangible. For younger employees, it’s about peace of mind and future planning—for themselves and their families.

Tax Advantages That Make Sense

The financial structure of LTC benefits adds another layer of appeal. Employer-paid premiums are typically tax-deductible as a business expense, while the benefit itself is usually not taxable income for employees. It’s a fiscally responsible way to offer real value.

What’s Ahead: Growing Adoption Among Small Employers

As more business owners learn about modern LTC solutions—featuring voluntary options, stable premiums, inflation protection, and death benefits if LTC is not needed—interest is growing fast. These new features address the common concerns that once held back adoption.

With roughly 95% of Americans still lacking long-term care coverage, the workplace is becoming the primary channel for education about and access to Long Term Benefits. That puts small businesses in a unique position: you can be a leader in offering meaningful financial protection, not just a follower.

Bottom line: Long-term care benefits aren’t just for the Fortune 500 anymore. They’re a forward-thinking, high-impact way to invest in your team—and stand out in a crowded talent market.  Get a quote for Long Term Care for your company’s employees today.