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Guaranteed Lowest Rates on Health Insurance in ColoradoColorado Health Insurance Brokers is the premier resource for personal service, health insurance quotes and side by side benefit comparisons of the most popular business, individual and family plans from Colorado’s top health insurance companies.

For companies with 2 to 99 employees, business health insurance is very competitively priced, so work with one of our business health insurance experts to help you find the best plan for your company’s and employees’ needs. Colorado Health Insurance Brokers places business for all of Colorado’s major health insurance carriers and at NO EXTRA Cost whether your company has 2 or 99 employees.

For individuals, Colorado Health Insurance Brokers are certified producers of Connect for Health Colorado and our experienced agents can help individuals and families find the ACA compliant health insurance plan that’s right for their individual needs.  And there is absolutely no charge or mark up for our services.

Colorado Health Insurance Brokers works with every major health insurance company in Colorado providing you with more local carriers and plan options than e-healthinsurance!

View instant online quotes or fill out a free expert quote recommendation request and Colorado Health Insurance Brokers will personally review plans from Colorado’s top rated health insurance carriers like Anthem Blue Cross Blue Shield, Cigna, Friday Health, Kaiser, Humana, Rocky Mountain Health Plans, United Healthcare and more.  We’ll work to help you find the right plan at the guaranteed best price.

Our services are provided at NO COST or mark up to our clients, so Colorado Health Insurance Brokers Saves You Time AND Money!  We can help you during the next open enrollment season or get coverage with a qualifying event during a special enrollment period.

Health Insurance Solutions for Individuals, Families & Small Businesses
It is our personal service and understanding of the Colorado health insurance market that our hundreds of satisfied customers value most. Whether you are a small business owner wanting to set up an employer sponsored group health insurance plan or an individual wanting to get coverage for yourself or your family, we want to learn about your personal situation and your likes and dislikes so we can help you find the exact right plan, as well as any tax subsidies you might be eligible for.

Right Now is a Great Time to Shop and Save
Under the Affordable Care Act (ACA or ObamaCare), health insurers must insure everyone regardless of pre-existing conditions and most Americans are still required by law to have health insurance or be subject to escalating tax penalties.

Customer Satisfaction is Our Number One Priority
Colorado Health Insurance Brokers are independent local brokers which means that making YOU happy is our only objective.  Get an instant quote or allow us to research your options and email you a custom personalized quote, so you can review your health insurance quotes at your convenience. Or give us a call for a free Colorado health insurance quote: (303) 456-7967 or toll free at (800) 416-4481 and ask about our guarantee details.

Workplace Trends for 2025: Employers Must Adapt to Changing Employee Expectations

March 3rd, 2025 – A recent report from Workplace Intelligence, Workplace Trends for 2025, highlights major shifts that business leaders should prepare for in the coming year. From expanded employee benefits to evolving hybrid work models, companies that fail to adapt may struggle with retention and compliance challenges.

Employee Benefits: What’s Now Considered “Core”

Traditionally considered perks, many benefits are now seen as essential by employees. These include telehealth services with $0 copays for medical and counseling needs, 401(k) plans, debt management programs, pet insurance, and gym membership discounts.

Offering these “core” benefits can increase job satisfaction, leading to happier and more productive employees. In some cases, providing certain benefits isn’t just a smart retention strategy—it’s a legal requirement. For example, in Colorado, businesses with five or more employees who have been operating for at least two years must offer a qualified retirement plan like a 401(k) or participate in the state-run Colorado SecureSavings program.

Given that employee preferences vary, experts recommend surveying staff to determine which benefits matter most to them.

The Rise of the “Just Right” Hybrid Work Model

The workplace landscape is also shifting away from fully remote or fully in-office models. Instead, businesses are embracing flexible hybrid options tailored to both job requirements and employee preferences. According to the report, these customized hybrid models can lead to better work-life balance, increased productivity, reduced commuting time, and improved mental health.

HR Challenges: Compliance Gaps and Legal Risks

Despite the growing importance of HR policies, the study found that 41% of small business owners manage HR themselves, while over 50% have compliance gaps. Staying updated on Fair Labor Standards Act (FLSA) regulations, as well as evolving state and local pay transparency and pay equity laws, is crucial.

Employers operating in multiple states must also navigate significant variations in anti-discrimination and anti-harassment laws. Issues such as gender identification protections and caregiver status laws differ widely, making compliance a potential legal minefield.

As 2025 approaches, businesses that proactively address these changes—by enhancing benefits, refining hybrid work policies, and closing HR compliance gaps—will be better positioned to attract and retain top talent.