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Guaranteed Lowest Rates on Health Insurance in ColoradoColorado Health Insurance Brokers is the premier resource for personal service, health insurance quotes and side by side benefit comparisons of the most popular business, individual and family plans from Colorado’s top health insurance companies.

For companies with 2 to 99 employees, business health insurance is very competitively priced, so work with one of our business health insurance experts to help you find the best plan for your company’s and employees’ needs. Colorado Health Insurance Brokers places business for all of Colorado’s major health insurance carriers and at NO EXTRA Cost whether your company has 2 or 99 employees.

For individuals, Colorado Health Insurance Brokers are certified producers of Connect for Health Colorado and our experienced agents can help individuals and families find the ACA compliant health insurance plan that’s right for their individual needs.  And there is absolutely no charge or mark up for our services.

Colorado Health Insurance Brokers works with every major health insurance company in Colorado providing you with more local carriers and plan options than e-healthinsurance!

View instant online quotes or fill out a free expert quote recommendation request and Colorado Health Insurance Brokers will personally review plans from Colorado’s top rated health insurance carriers like Anthem Blue Cross Blue Shield, Cigna, Friday Health, Kaiser, Humana, Rocky Mountain Health Plans, United Healthcare and more.  We’ll work to help you find the right plan at the guaranteed best price.

Our services are provided at NO COST or mark up to our clients, so Colorado Health Insurance Brokers Saves You Time AND Money!  We can help you during the next open enrollment season or get coverage with a qualifying event during a special enrollment period.

Health Insurance Solutions for Individuals, Families & Small Businesses
It is our personal service and understanding of the Colorado health insurance market that our hundreds of satisfied customers value most. Whether you are a small business owner wanting to set up an employer sponsored group health insurance plan or an individual wanting to get coverage for yourself or your family, we want to learn about your personal situation and your likes and dislikes so we can help you find the exact right plan, as well as any tax subsidies you might be eligible for.

Right Now is a Great Time to Shop and Save
Under the Affordable Care Act (ACA or ObamaCare), health insurers must insure everyone regardless of pre-existing conditions and most Americans are still required by law to have health insurance or be subject to escalating tax penalties.

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Colorado Health Insurance Brokers are independent local brokers which means that making YOU happy is our only objective.  Get an instant quote or allow us to research your options and email you a custom personalized quote, so you can review your health insurance quotes at your convenience. Or give us a call for a free Colorado health insurance quote: (303) 456-7967 or toll free at (800) 416-4481 and ask about our guarantee details.

Big Beautiful Bill Act's Impact on Colorado Health InsuranceJuly 10th, 2025 – On July 4th, President Trump signed the One Big Beautiful Bill Act (OBBBA) into law. The new law cuts $1 trillion in healthcare spending over the next 10 years.

The new law makes substantial cuts to Medicaid, adding new eligibility requirements and shifts responsibility for many costs from federal to state governments.

OBBBA will have a broad and lasting impact on health insurance in Colorado.

The Kaiser Family Foundation (KFF) estimates 40,000 Coloradans could lose coverage when the enhanced ACA premium tax credits expire at the end of 2025, as scheduled.  The tax credit enhancements were brought to life in 2021 as part of the American Rescue Plan Act and then were extended through 2025 by the Inflation Reduction Act.

The loss of federal enhanced premium tax credits will substantially decrease subsidies for many Colorado households. Depending on income and size of household, some Coloradans who had the enhanced premium tax credits may see their premiums as much as double in 2026.

Additionally, in order to receive the reduced premium tax credits, the new law requires verification of:

  • Household income and family size
  • Health coverage status or eligibility for coverage
  • Place of residence
  • If the individual is “eligible alien”

Previously, KFF estimated 150,000 people in Colorado will become uninsured with the passage of the new law, mainly due to the loss of Medicaid eligibility.

For the remainder of this fiscal year, which began July 1, Colorado officials are projecting a loss of between $500 million and $800 million, Governor Polis’ office told the Denver Post on Tuesday.

According to KFF, federal spending on Medicaid in Colorado will likely drop somewhere between $11 billion and $18 billion over 10 years.