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Guaranteed Lowest Rates on Health Insurance in ColoradoColorado Health Insurance Brokers is your trusted local resource for personalized service, health insurance quotes, and easy plan comparisons from Colorado’s top health insurance companies.

Whether you need small business health insurance or coverage for yourself or your family, our licensed brokers make it simple to find the right plan at the right price — with no extra cost for our help.

💼 Small Business Health Insurance (2–99 Employees)

Offering great benefits helps you attract and retain great people. Our Colorado small business health insurance experts guide you through every step — from comparing group plans to balancing costs and benefits for your team.

We work with every major Colorado health insurance carrier, so you can compare all your best options in one place. And our services are 100% free — whether your business has 2 employees or 99 fully insured employees.

📞 Get expert help todayRequest a Free Business Quote ›

👪 Individual & Family Health Insurance (Under & Over 65)

Shopping for health insurance on your own can be confusing — but it doesn’t have to be. Our certified Colorado health insurance brokers are certified producers with Connect for Health Colorado, the state’s official ACA marketplace.

We’ll help you:

  • Compare ACA-compliant plans side by side
  • Check for premium tax credits and savings
  • If 65+, get professional Medicare guidance
  • Enroll in the plan that best fits your needs and budget

And just like with business clients, our services come at no charge or markup.

Find the right planGet a Free Individual Quote › or Get a Free Medicare Quote ›

🌄 Why Choose Colorado Health Insurance Brokers?

  • We represent every major health insurance company in Colorado
  • Get personalized, local guidance from experts who know the market
  • Access more ACA plan options than national sites like eHealthInsurance
  • Receive no-cost, no-pressure support from start to finish

Customer Satisfaction is Our Number One Priority
Colorado Health Insurance Brokers are independent local brokers which means that making YOU happy is our only objective.  Get a Business, Individual/Family or Medicare quote. Or give us a call for a free Colorado health insurance quote: (303) 456-7967 or toll free at (800) 416-4481 and ask about our guarantee details.

Copper Plans Expanded in 2026 for Connect for Health Colorado and Carrier Direct

September 9th, 2025 – Coloradans who buy their own health insurance plans are most familiar with Gold, Silver, and Bronze plans, but in 2026 many people will have access to a new plan color: Copper.

With little media fanfare, on September 4th CMS (Centers for Medicare and Medicaid Services) announced announced that Copper plans will be made much more widely available starting January 1st, 2026.

Previously, Copper plans were better known as Catastrophic plans and were only available to those under age 30 or those who qualified for a Hardship Exemption.

Copper plans have very high deductibles and out-of-pocket maximums, but they are fully Affordable Care Act–compliant, cover all federally mandated preventive care, and have historically been roughly 20% less expensive than Bronze plans.

Under the new rules, starting January 1st, 2026, people who are newly ineligible for Advance Premium Tax Credits and/or Cost-Sharing Reductions will be granted a Hardship Exemption.

It is not yet clear whether people who did not previously receive federal Premium Tax Credits in 2025 will have access to Copper plans through Connect for Health Colorado. However, CMS has stated that Copper plans will also be available carrier-direct, where Premium Tax Credits are not offered.

Fox News reports: “The Trump administration has effectively said that most Americans are now eligible for a hardship exemption, meaning anyone can buy a Copper plan.”

Stay tuned for more updates on how this will impact health insurance in Colorado and what the nuances of the new rules are.